Build private lending

A confidential lending protocol built on Zama fhEVM. Collateral amounts stay encrypted, debt positions are private, and credit scores are computed on-chain — without revealing borrower data.

Core Lending
LendingPool
euint64
(LendingPool)
Encrypted Scoring
CreditOracle
euint32
(CreditOracle)
Risk Management
LiquidationEngine
ebool
(LiquidationEngine)

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icia takes your business idea and builds the whole thing — powered by Locus Founder. Products sourced, website live, ads running. All automated.

Products & Ops
AtlasAuto Source
(Atlas)
Marketing & Ads
NexusAuto Ads
(Nexus)

Built on Zama fhEVM

0%Uptime

Encrypted Collateral

Collateral amounts remain encrypted using euint types. No one can see the actual values deposited — only the protocol can process them.

euint64Collateral
euint128Value
euint256Total
0.0%Tasks Running

Private Borrowing

Borrow amounts are encrypted — only the borrower and protocol know the debt. No front-running possible because position sizes are hidden.

Trigger
Agent

Confidential Credit Scoring

Credit scores computed on-chain using FHE without exposing underlying financial data. Only the user can decrypt their own score.